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Recreational vehicle insurance, which is also sometimes referred to as motorhome insurance, is coverage for the expense of fixing or replacing your vehicle in the event of an accident.
Liability coverage for an RV is for property damage, medical expenses and for legal fees if you are the cause of a motor vehicle accident. There are many states that also require coverage for uninsured and underinsured motorists.
This valuable coverage insures you in case you are struck by a driver who does not have any insurance at all, or has some coverage but not enough for your damages.
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Alternatively, for those RV owners who use theirs on a seasonal basis, consider how your insurance needs when the RV is not being used.Where and how you park your motorhome in storage can make a difference for insurance requirements.
For answers to all your RV insurance questions and a free quote, get in touch with the industry professionals at Arachas Group – 630-289-4410.