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Commercial Auto Insurance
Commercial auto insurance has some similarities to personal auto insurance in terms of the basic coverage it provides such as liability, collision and comprehensive, plus other coverage for other risks particular to commercial vehicle use.
The purpose of commercial auto insurance policy is to protect your enterprise from catastrophic losses.
Make Sure Your Business Vehicles are Covered
Property damage liability: this pays the costs of property damage caused by you or an employee of your business. Like the above mentioned bodily injury liability coverage, the reimbursement you receive is stated on your policy and your deductibles. It’s a good idea to work with our agents to evaluate your risks and their potential costs. For the very best commercial auto protection, consider a commercial umbrella liability policy.
Collision: a sound commercial auto policy should have collision coverage to compensate for damage to your company vehicles in the event of an accident caused by you or an employee.
Comprehensive: this coverage is an essential protection for the risk of damage to your vehicle or losses due to something other than a collision. These causes can be weather or theft.
A range of other coverages may be advisable for your commercial auto insurance policy depending on the insurance provider you select and the financial status of your business